Smart Disclosure: Approaches and Benefits of Federal Government Use

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Volume 10

Issue 1

Volume 2

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Special issue: Resilience in breaking the cycle of children’s environmental health disparities
Edited by I Leslie Rubin, Robert J Geller, Abby Mutic, Benjamin A Gitterman, Nathan Mutic, Wayne Garfinkel, Claire D Coles, Kurt Martinuzzi, and Joav Merrick

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Smart disclosure involves providing consumers access to data in user friendly electronic formats, in order to fuel the creation of products and tools that benefit consumers, including tools that will help them make important marketplace decisions. While the Federal Government has promoted access to data for consumers for some time, the growth of the Internet as both a center of commerce and a source of information has made more effective and interactive data access possible. Smart disclosure has received increasing attention in recent years as a distinct policy approach that draws on digital technology, and the approach has begun to gain significant momentum.

Agencies across the Federal Government have begun to use smart disclosure in a variety of areas, including health, education, energy, finance, public safety, and more. Smart disclosure empowers consumers to make better-informed decisions when facing complex marketplace choices. Whether consumers are searching for colleges, health insurance, credit cards, airline flights, or energy providers, it can be difficult for consumers to identify the product or service that best suits a particular need. In some cases, the effort required to sift through all of the available information is so large that consumers default to decision making based on inadequate information. As a result, they may overpay, miss out on a product better suited to their needs, or be surprised by fees.

This book summarizes the Federal Government’s efforts in the smart disclosure domain. It also provides recommendations for expanding the use of smart disclosure and promoting effective smart disclosure policies across the Federal Government. (Imprint: Novinka )

Preface

Smart Disclosure and Consumer Decision Making: Report of the Task Force on Smart Disclosure

Memorandum for the Heads of Executive Departments and Agencies, "Informing Consumers through Smart Disclosure"
(Cass R. Sunstein)

National Action Plan for the United States of America
(The Open Government Partnership)

Government Self-Assessment Report for the United States of America
(The Open Government Partnership)

Index

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