New Trends in Bank Efficiency

Kyriaki Kosmidou (Editor)
Assistant Professor, Aristotle University of Thessaloniki, Dept. of Economics, Division of Business Administration, Greece

Constantin Zopounidis (Editor)
Technical University of Crete, Dept. of Production Engineering and Management, Greece

Series: Studies in Financial Optimization and Risk Management
BISAC: BUS004000


Volume 10

Issue 1

Volume 2

Volume 3

Special issue: Resilience in breaking the cycle of children’s environmental health disparities
Edited by I Leslie Rubin, Robert J Geller, Abby Mutic, Benjamin A Gitterman, Nathan Mutic, Wayne Garfinkel, Claire D Coles, Kurt Martinuzzi, and Joav Merrick


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The recent financial crisis and the rapid changes in the economic and technological environment have highlighted the need for further reinforcement of the financial sector. Banks have been forced to be competitive and to implement risk assessment and management systems. Due to the competitive financial environment that has been developed, the principles of the Second Banking Directive, have provided equal competitive conditions for all European banking institutions, and lead us to the principles of Basel III. Moreover, new banking products and techniques are developed to accommodate increased customer needs.

The establishment of these new products requires the implementation of innovative processes for their efficient management. There is plenty of research about bank efficiency and especially with the methodological tools that can be used to improve performance of the banking sector. Therefore, the purpose of this edited volume is to contribute to the understanding of issues dealing with new trends in bank efficiency during the years of financial crisis, covering a range of banking problems, such as bank performance, efficiency, profitability, credit risk and stress testing. (Imprint: Nova)


Chapter 1. Combination of Market and Accounting-Based Models for Credit Scoring Using a Multicriteria Classification Approach
(Dimitrios Niklis, Michael Doumpos and Constantin Zopounidis, Dept. of Production Engineering and Management, Financial Engineering Laboratory, University Campus, Technical University of Crete, Chania, Greece)

Chapter 2. Macro Stress Testing as a Leading Indicator of Banking Sector Vulnerabilities
(Faidon Kalfaoglou, Economic Research Department, Bank of Greece, Greece)

Chapter 3. Stress Testing Methodology: A Theoretical Approach
(Konstantinos A. Moutsianas and Kyriaki Kosmidou, Dept. of Economics,
Division of Business Administration, Aristotle University of Thessaloniki, Greece)

Chapter 4. Determinants of Bank Distress in EU-15 during the Years 2005-2009: Characteristics and Key Perspectives
(Christos Lemonakis, Georgios Daskalakis and Constantin Zopounidis, Department of Finance and Insurance, Technological Educational Institute (T.E.I.) of Crete, Agios Nikolaos, Greece, and others)

Chapter 5. A Cross Country Comparison of Banking Efficiency by the DEA Model: Germany Versus Southern European Countries
(Eirini Lazaridou and Dimitrios Kousenides, Department of Economics
Division of Business Administration, Aristotle University of Thessaloniki, Greece)

Chapter 6. Determinants of Profitability in the Greek and the Cypriot Banking Industry: The Case of High and Low Profit Banks (HRBs-LPBs)
(Christos M. Lemonakis and Fotini Voulgaris, Department of Finance and Insurance, Technological Educational Institute of Crete, Greece)

Chapter 7. Consequences of Financial Crisis on Loan Providing Funds for Small & Medium Enterprises: Former Prefecture of Serres–Greece
(Chrysanthi Balomenou and Maliari Marianthi, Strategic Marketing Division -National Bank of Greece, Greece and others)


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