Income Replacement and Spending in Retirement: Analyses, Issues, Recommendations


Katrina Dixon (Editor)

Series: Retirement Issues, Plans and Lifestyles
BISAC: BUS050040

Part of the Department of Labor’s (DOL) mission is to promote the retirement security of America’s workers, a goal that has become increasingly challenging. One tool for assessing the adequacy of retirement income is the replacement rate. However, recommendations for the replacement rate that a household should target vary widely, in part because of the diverse underlying assumptions used to develop the rates. This book examines whether and how spending patterns vary by age; key factors used to develop target replacement rates; and the usefulness of information on such rates provided by DOL. (Imprint: Nova)

Table of Contents

Table of Contents


Chapter 1. Retirement Security: Better Information on Income Replacement Rates Needed to Help Workers Plan for Retirement
United States Government Accountability Office

Chapter 2. Taking the Mystery Out Of Retirement
Employee Benefits Security Administration

Chapter 3. Replacement Rates for Retirees: What Makes Sense for Planning and Evaluation?
Stephen Goss, Michael Clingman, Alice Wade, and Karen Glenn

Chapter 4. Statement of Dr. Andrew G. Biggs, Resident Scholar, American Enterprise Institute. Hearing on ”Retirement Savings 2.0: Updating Savings Policy for the Modern Economy”

Chapter 5. Alternate Measures of Replacement Rates for Social Security Benefits and Retirement Income
Andrew G. Biggs and Glenn R. Springstead


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