Housing Finance and the Secondary Mortgage Market: Alternatives for Change


Sally G. Mitchell (Editor)

Series: Housing Issues, Laws and Programs
BISAC: BUS054030

When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household’s financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan.

A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers could use to attract more private capital to the secondary mortgage market; and addresses how those mechanisms could be combined in different ways to help the market make the transition to a new structure during the coming decade.
(Imprint: Nova)

Table of Contents

Table of Contents


An Overview of the Housing Finance System in the United States
(Sean M. Hoskins, Katie Jones and N. Eric Weiss)

Transitioning to Alternative Structures for Housing Finance
(David Torregrosa)


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