Federal Student Loans: Elements and Analyses of the Direct Loan Program

Gabriella Bradford (Editor)

Series: Education in a Competitive and Globalizing World
BISAC: EDU013000



Volume 10

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Special issue: Resilience in breaking the cycle of children’s environmental health disparities
Edited by I Leslie Rubin, Robert J Geller, Abby Mutic, Benjamin A Gitterman, Nathan Mutic, Wayne Garfinkel, Claire D Coles, Kurt Martinuzzi, and Joav Merrick


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The William D. Ford Federal Direct Loan (DL) program is the primary federal student loan program administered by the U.S. Department of Education (ED). The program makes available loans to undergraduate and graduate students and the parents of dependent undergraduate students to help them finance their postsecondary education expenses. This book discusses major provisions of federal student loans made available through the DL program and previously made through the FFEL program.

It focuses on provisions related to borrower eligibility, loan terms and conditions, borrower repayment relief, and loan default and its consequences for borrowers. These topics are principally discussed with regard to loans currently being made through the DL program, or made in the recent past through either program. The book also provides detailed historical information on annual and aggregate borrowing limits, loan fees, and student loan interest rates. (Imprint: Nova)


Chapter 1 - Federal Student Loans Made Under the Federal Family Education Loan Program and the William D. Ford Federal Direct Loan Program: Terms and Conditions for Borrowers (pp. 1-84)
David P. Smole

Chapter 2 - Federal Student Loans: Borrower Interest Rates Cannot Be Set in Advance to Precisely and Consistently Balance Federal Revenues and Costs (pp. 85-130)
United States Government Accountability Office


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