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Quick ViewThrough a variety of new mobile applications (“apps”), technology is rapidly changing the way consumers shop. Today’s mobile apps offer new beneficial services designed to enhance the consumer shopping experience. These apps allow smartphone users to compare competing products and retailers in real-time, seek out the best deals, and pay for their purchases by waving…
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Quick ViewMicrocredit banking is the brainchild of the 2006 Nobel Peace Prize Laureate Muhammad Yunus, Professor of Economics at Chittagong University, Bangladesh and Chair of Grameen Bank. From small beginnings, the Microcredit movement has become worldwide. Prof. Yunus determined to find a new way to make loans to impoverished peasants who commercial banks would not give…
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Quick ViewThe ongoing Greek crisis has been the subject of immense scholarly interest and debate since it erupted in 2009. Vast amounts of research from a number of disciplines have attempted to explain the causes of the crisis, with a great variety of approaches adopted in doing so. Unfortunately, there has been little effort to develop…
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Quick ViewWeakness in federal oversight was one of many factors that contributed to the size of federal losses and the number of bank failures in banking-related crises over the past 35 years— including the 1980s thrift and commercial bank crises and the 2007– 2009 financial crisis. Resolving the failures of banks and thrifts due to these…
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Quick ViewThe Dodd-Frank Wall Street Reform and Consumer Protection Act requires the Financial Stability Oversight Council to submit a report to Congress regarding the implementation of prompt corrective action (PCA) by the Federal banking agencies. This book discusses the existing PCA framework and the findings and recommendations of the Government Accountability Office study. It also highlights…
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Quick ViewThe 114th Congress is considering legislation to provide “regulatory relief” for banks. The need for such relief, some argue, results from the increased regulation that was applied in response to vulnerabilities that became evident during the financial crisis that began in 2007. In the aftermath of the crisis, the Dodd-Frank Wall Street Reform and Consumer…
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Quick ViewIn chapter one, Mark T. Leung, Shaotao Pan, and Minghe Sun introduce and evaluate a range of data analytic methods that are frequently implemented in e-commerce research, providing readers with important insight. Next, Emad Abdel Rahim Dahiyat opens chapter two by discussing intelligent technology and evaluating software agents’ liability when it comes to the electronic…
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Quick ViewIn Banking: Services, Opportunities and Risks, the authors begin by presenting findings of a Delphi study used over two sequential phases to supplement the expert opinion about the future of mobile banking. The authors maintain that mobile banking will negatively impact upon customer usage of other channels, especially the bank branch, although, despite branch rationalization,…
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